Call Today! 1-855-FHA-KANSAS
(855-342-5267)
It's local. It's free.
Let's Talk!
(855-342-5267)
It's local. It's free.
Let's Talk!
.
We work with FHA Loans every day, all day, and will do everything we can to get you into your dream home in Kansas.
Purchasing a home can be confusing at times, and you will likely have questions. Our FHA Team will take you through the entire process step by step. From getting prequalified to closing on your loan, we will make sure to answer each question and explain every detail so you understand the ins and outs and never feel lost.
Feel free to contact us at any time by calling 1-855-FHA-KANSAS to get your FHA Loan process started. Our team of highly qualified specialists are here to help!
What is an FHA Mortgage Loan?
An FHA loan is backed by the Federal Housing Administration, which means if a borrower defaults on the loan, the FHA guarantees it will pay the lender. As a result, lenders will issue larger loan amounts and give you lower rates.
Can anyone get an FHA Loan?
Practically everyone can get an FHA loan. Typically, it does not matter how much or how little you make. What does matter is how much you wish to borrow. There are limits to how much you can borrow, and these depend on your county or state. To check how much you can borrow in your area, visit the HUD’s Web site: https://entp.hud.gov/idapp/html/hicostlook.cfm
What are the benefits of an FHA Loan?
• Low down payment: It can be as low as 3.5% of the purchase price.
• Less restrictive credit standards: You do need good credit, but you do not need perfect credit.
• Low closing costs: Most can be included in the loan!
• Easier to qualify for than a conventional loan
We work with FHA Loans every day, all day, and will do everything we can to get you into your dream home in Kansas.
Purchasing a home can be confusing at times, and you will likely have questions. Our FHA Team will take you through the entire process step by step. From getting prequalified to closing on your loan, we will make sure to answer each question and explain every detail so you understand the ins and outs and never feel lost.
Feel free to contact us at any time by calling 1-855-FHA-KANSAS to get your FHA Loan process started. Our team of highly qualified specialists are here to help!
What is an FHA Mortgage Loan?
An FHA loan is backed by the Federal Housing Administration, which means if a borrower defaults on the loan, the FHA guarantees it will pay the lender. As a result, lenders will issue larger loan amounts and give you lower rates.
Can anyone get an FHA Loan?
Practically everyone can get an FHA loan. Typically, it does not matter how much or how little you make. What does matter is how much you wish to borrow. There are limits to how much you can borrow, and these depend on your county or state. To check how much you can borrow in your area, visit the HUD’s Web site: https://entp.hud.gov/idapp/html/hicostlook.cfm
What are the benefits of an FHA Loan?
• Low down payment: It can be as low as 3.5% of the purchase price.
• Less restrictive credit standards: You do need good credit, but you do not need perfect credit.
• Low closing costs: Most can be included in the loan!
• Easier to qualify for than a conventional loan
